"If you lose your job or you change your job, you'll be able to get coverage. If you strike out on your own and start a small business, you'll be able to get coverage. We'll do this by creating a new insurance exchange -- a marketplace where individuals and small businesses will be able to shop for health insurance at competitive prices."
Try typing "personal health insurance" in Google. The first two sites are companies that compare quotes for personal health insurance (
e Health Insurance and
Health Insurance Finders) both of which provide quotes and application links for individual/family, group/business, short-term, and even medicare. Sorry Dems, this marketplace already exists, created by the free market, something that doesn't seem to have been valued in the past 16 years.
"For those individuals and small businesses who still can't afford the lower-priced insurance available in the exchange, we'll provide tax credits, the size of which will be based on your need. For those Americans who can't get insurance today because they have preexisting medical conditions, we will immediately offer low-cost coverage that will protect you against financial ruin if you become seriously ill."
The first part sounds dangerously like "from each according to his ability to each according to his need," providing disincentives for people to raise their income. We will provide you tax credits if you are poor and if you become more productive, we will take them away. And economically speaking, people with preexisting conditions cost a lot of money to insure, meaning that low-cost coverage is not an economically viable option. What if a rich person has a preexisting condition? Do middle class Americans pay for this person to have "low-cost coverage" or is there a double standard providing this coverage to only some people who meet certain conditions? Who determines these conditions? This last paragraph is scares me quite a bit.
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